Several years ago, getting approved was more-so done on the basis the apartment community owner trusted you'll pay your monthly rent on-time, and fewer on credit. Recently, credit is a a lot more powerful factor in getting approved to reside in a condo community, and lease agreements are searching a lot more like what you'd see when buying a house. Using the recent economy in a state of collapse, many home owners' credit has disappeared, and they're not able to even qualify to rent an apartment. I understand that using a roof over your head is critical, and getting approved to reside in an apartment community is harder than in the past, so I've outlined a couple of techniques that you can use to help expedite the approval process and move in towards the apartment community you've always dreamt of.
First, you should think about the monthly cost of where you'll be living. If the cost is great, and you have poor credit, and a low monthly income, you aren't likely likely to be approved. One simple technique is to indicate on your application that you earn more money (show your overall gross income before taxes), and gather. Most apartment communities don't request to see pay-stubs, and rely more heavily on what they see on the computer screen than anything else. A higher income will push your score higher, and even for those who have poor credit, might even get you approved. Oftentimes, you could be approved for a higher deposit, but that is OK because you'll get that when you ultimately move out, provided you've left the apartment in the same condition it was in when you moved in.
Second, bring a cosigner along with you. Most apartment communities today are prepared to accept a cosigner as a way of moving you in. Apartment managers care less about who will be make payment on monthly rent, and much more about actually collecting the rent. If your cosigner is approved, you can move in to the apartment, pay your rent, and then have the cosigner removed following a certain period of time. Of course this isn't ideal, but it may be the distinction between moving in or otherwise.
We hope this has helped you to definitely determine the best approach for the apartment application, and that it will be useful whenever you look for a new spot to move in to.