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In the old days, getting approved was more-so done on the basis that the apartment community owner trusted you'll pay your monthly rent on-time, and less on credit. In recent times, credit is a a lot more powerful factor in getting approved to live in an apartment community, and lease agreements are looking more like what you'd see when buying a home. With the recent economy in a state of collapse, many home owners' credit has disappeared, and they are not able to even qualify to book a condo. I understand that having a roof over your head is crucial, and getting approved to live in an apartment community is harder than in the past, so I've outlined a few techniques that you can use to assist expedite the approval process and relocate to the apartment community you've always dreamt of.
First, you should think about the monthly price of where you will be living. When the cost is great, and you have bad credit, and a low monthly income, you aren't likely likely to be approved. One easy strategy is to point on your application that you simply earn more money (show your overall revenues before taxes), and gather. Most apartment communities don't request to determine pay-stubs, and rely more heavily on which they see on the computer screen than other things. A greater income will push your score higher, as well as for those who have bad credit, may even get you approved. Oftentimes, you could be approved for a higher deposit, but that's OK because you'll get that when you eventually re-locate, provided you've left the apartment within the same condition it had been in when you moved in.
Second, bring a cosigner with you. Most apartment communities today are prepared to accept a cosigner as a way of moving you in. Apartment managers care less about who definitely are make payment on monthly rent, and much more about actually collecting the rent. In case your cosigner is approved, you'll be able to relocate to the apartment, pay your rent, after which have the cosigner removed after a certain period of time. Evidently this isn't ideal, however it could be the difference between relocating or otherwise.
We hope it has helped you to determine the best approach for your apartment application, which will prove useful whenever you locate a new spot to move in to.